Reconcile processor settlements | down to the fee and the refund.
Match payment-processor and gateway settlement files to posted payments, fees, refunds, and chargebacks — then tie the net deposit to the bank.
Why rules-based matching misses this
Gross vs. net confusion
A settlement deposit nets fees, refunds, and chargebacks together — so it never matches the invoice total.
Processor-specific formats
Every processor reports settlement differently, and mapping it by hand does not scale.
Chargebacks reconciled separately
Disputes and reversals land days later, disconnected from the original transaction.
Reconciliation, not a rules engine
Settlement-file ingestion
Astridex reads processor and gateway settlement files natively — no manual re-formatting.
Gross-to-net matching
Payments, fees, refunds, and chargebacks are matched and netted to explain every deposit.
Deposit-to-bank tie-out
The net settlement is matched to the bank deposit, closing the loop from transaction to cash.
Fee-schedule variance detection
Processor fees are checked against the contracted schedule and variances are flagged.
How it works in practice
Match payment-processor and gateway settlement files to posted payments, fees, refunds, and chargebacks — then tie the net deposit to the bank.
Agents do the repetitive work end to end. Your team keeps control of every financial action, and every step is logged for review.
- Settlement-file ingestion — Astridex reads processor and gateway settlement files natively — no manual re-formatting.
- Gross-to-net matching — Payments, fees, refunds, and chargebacks are matched and netted to explain every deposit.
- Deposit-to-bank tie-out — The net settlement is matched to the bank deposit, closing the loop from transaction to cash.
- Fee-schedule variance detection — Processor fees are checked against the contracted schedule and variances are flagged.
Payment & Settlement Reconciliation: common questions
How does Astridex handle settlement-file ingestion?
Astridex reads processor and gateway settlement files natively — no manual re-formatting.
How does Astridex handle gross-to-net matching?
Payments, fees, refunds, and chargebacks are matched and netted to explain every deposit.
How does Astridex handle deposit-to-bank tie-out?
The net settlement is matched to the bank deposit, closing the loop from transaction to cash.
How does Astridex handle fee-schedule variance detection?
Processor fees are checked against the contracted schedule and variances are flagged.
How quickly can we deploy this workflow?
Most teams see first value in days. You connect systems read-only, set guardrails, and enable agents workflow by workflow.
Do agents take action without approval?
No. Every financial action requires human approval by default, within the guardrails you set, with a complete audit trail.
Astridex Collect freed our team from chasing invoices. DSO dropped 22 days and our collectors finally do judgment work, not reminders.
See Payment & Settlement Reconciliation on your workflows.
Bring a real workflow and we’ll show exactly what changes — no slides.
See payment & settlement reconciliation matched on your data.
Connect your systems read-only and watch Astridex reconcile — with a reason on every exception.